SEARS WARD INSURANCE AGENCY
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Medicare Advantage Plans

If you're looking for the most affordable Medicare Advantage Plan, a plan that fits your individual needs, it's time to speak with us. We are the specialists in Medicare Advantage Plans.

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What is a Medicare Advantage Plan?

A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. 

Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans. 

If you're enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan and aren't paid for under Original Medicare. 

Most Medicare Advantage Plans also offer prescription drug coverage.

What do Medicare Advantage Plans cover?

Medicare Advantage Plans must cover all of the services that Original Medicare covers except hospice care. Original Medicare covers hospice care even if you're in a Medicare Advantage Plan. In all types of Medicare Advantage Plans, you're always covered for emergency and urgently needed care.

Medicare Advantage Plans may offer extra coverage, like vision, hearing, dental, and/or health and wellness programs. Most include Medicare prescription drug coverage (Part D). In addition to your Part B premium, you usually pay a monthly premium for the Medicare Advantage Plan.

You can also ask the plan for a written advance coverage decision to make sure a service is medically necessary and will be covered. If the plan won't pay for a service you think you need, you'll have to pay all of the costs if you didn't ask for an advance coverage decision. 

Contact us to learn more about the right Medicare Advantage plan for you.
(601) 323-5410​
910 Sawmill Rd
Sawmill Square Mall
Laurel, MS 39440​​
Click Here to Email Us

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Get a quote for Medicare Advantage Plans

“We do not offer every plan available in your area. Currently we represent 7 organizations which offer 25 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.”

By calling our office, submitting a contact form, or otherwise contacting us using any method on our website, you will be directed to a licensed insurance agent. Not connected with or endorsed by the United States government or federal Medicare program. We do not offer every plan available in your area.


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Sears Ward Insurance Agency
910 Sawmill Rd
Sawmill Square Mall
Laurel, MS 39440​
Office:  (601) 342-2805
Cell:  (601) 323-5410​
Click Here to Email Us

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  • Home
  • Quotes
    • Medicare Quotes >
      • Medicare Advantage Plan Quote
      • Medicare Supplement Coverage Quote
      • Prescription Drug Plans Quote
    • Health Quotes >
      • Health Insurance Quote
      • Critical Illness Insurance Quote
      • Dental Insurance Quote
      • Vision Insurance Quote
      • Group Benefits Insurance Quote
    • Life & Financial Quotes >
      • Life Insurance Quote
      • Final Expense Insurance Quote
    • Request a Quote
  • Consultation
  • Insurance
    • Medicare >
      • Medicare Advantage Plans
      • Medicare Supplement Coverage
      • Prescription Drug Plans
    • Health >
      • Health Insurance
      • Critical Illness Insurance
      • Dental Insurance
      • Vision Insurance
      • Group Benefits
    • Life/Financial >
      • Life Insurance
      • Final Expense Insurance
  • About
    • Staff Directory
    • Insurance Carriers
    • Refer a Friend
    • Online Services >
      • Policy Review
      • Update Contact Info
      • Online Documents
    • Accessibility Statement
  • Contact
    • Schedule an Appointment